Insurance Reserve Review and Future Claims Outlook

This report from Nordic Actuary AB reviews S:t Erik Försäkring AB's insurance reserves to assess their sufficiency for future claims. The report concludes that reserves are likely adequate, though with some uncertainty regarding accident insurance reserves. The total run-off result for 2025 was -14.0 MSEK, primarily driven by property insurance, indicating that reserves at the start of the year were underestimated.